Simple and effective tips to stretch your dollars, because the stakes are high!
Moolastakes has simple and effective tips to stretch your dollars, because the stakes are high! Whether you are looking to find the best coupon and cashback sites and apps, deal with inflation, cut your cable and streaming bills, find the highest interest checking and savings accounts or maximize your credit card rewards, Moolastakes has you covered. You’ve worked hard to earn your money and deserve to get the most out of it. Our site and newsletters are chock-full of money-saving information and hacks that are easy to understand and implement, so that you can get the absolute most out of your money, minimize or eliminate fees and get the best deals possible.
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Read The Latest From The Moolastakes Blog
Smart Ways For Grandparents Can Help Without Hurting Retirement
The Millenial Generation, roughly defined as 30-45 years of age, may be the first generation to not end up better off financially than their parents. The "sandwich generation" pressures to take care of kids and parents has put enormous emotional and financial stress on this generation. Learn more about how Grandparents can help their kids and grandchildren to ease some of this stress.
Why a High Credit Score Can Actually Save You Money
Most people know that good credit is an important part of financial planning and management. But did you know that a high credit score can actually save you money?
Why Americans Feel Broke, Even When Incomes are Rising
Incomes, in general, have grown in recent years. So why do most Americans feel "broke" these days and what does it mean for consumers? Learn more in this article.
The "No Spend Week" Challenge. Does It Work?
The "No Spend Week" challenge is viral on TikTok and other platforms. What is it and does it really work? Does it help you set and maintain a healthy budget? And are you ready for the commitment and changes should you find ways to cut spending from your daily life?
How Much More Expensive is Everyday Life in 2026 vs 2021
Most consumers are feeling the "squeeze" from rising prices. The reality is that $100 in April 2026 has the same buying power as $80.19 in April 2021 - almost 20% less. Read more about what's happened and what you can do to help sustain buying power.
Family Vacation - Cheap Strategies That Work
Everyone loves a vacation. Finding a way to plan and actually take a relaxing vacation takes time, planning and allowing yourself to take the time to let down and recharge.
Why Most Budgets Fail After 30 Days – And How To Succeed
Building and sticking to a budget is never easy. While 86% of people say they have a budget, less than 25% manage to stick to it. Learn more about how and why to set and stick to a budget.
How to Fight Grocery Inflation Without Eating Terribly
There’s a common perception that eating healthy costs more. But healthy food doesn’t have to be pricey. With a few simple shopping changes, you may find that you can save money, eat healthy and even enjoy a meal out once in a while.
Zero-Based Budgeting vs: Traditional Budgeting: Which Works Better For Consumers
There are different ways to create budgets. Each has a unique approach and we're going to explore the differences between zero-based budgeting and traditional budgeting and try to decide which is better for consumers.
15 Expenses You Can Cut Without Really Missing Them
As inflation persists, you are probably looking for ways to cut expenses. And you're trying to limit the sacrifices to your lifestyle and/or make major changes. Most people don’t need to take extreme measures to cut spending. You can cut in areas you barely feel. You may even enhance your life by cutting them out of your budget. This article lays out 15 ways to cut expenses that don't curtail your life.
What I Taught My Accounting Students That Could Help You
General Accounting and Personal Finance are similar and each have tools, techniques and financial thinking processes that can apply to your own finances. Things like income statements, balance sheets, and accrual based accounting have real practical implications for everyday money management that you can use. Learn more about how you can apply these disciplines to your daily life.
Can AI Be Trusted To Make Money In Stock Market? Pros and Cons
Can you trust AI to help you make profitable stock picks? As generative AI grows in competency and popularity, more people look to platforms like ChatGPT, Gemini, Claude, and Grok to make and manage money. But can these apps help you invest in the stock market and make a profit? This article helps you to understand the pros and cons.
20 Ways to Save Money As Part of Your Daily Routine
As inflation persists, people are looking to save money in easy ways. You don’t want to change your lifestyle, work 80 hours a week, or even give up simple pleasures like take-out food. That’s understandable. Fortunately, there are still ways to save money that are not painful to endure.
How To Create and Stick To a Budget When Money Is Tight
Most people today are feeling financial pressure. And, yet, people still struggle to develop and stick to a budget. Without one, spending can lead to debt, more pressure and a cycle that's hard to break. This article lays out how to create and stick to a budget, even during times when income is tighter than ever.
Do I Have to Pay Taxes on a Sweepstakes Win
You wake up to an email that lets you know that you've won a sweepstakes prize. Congrats! As you read through the email and the options you have to take payment for your prize, it hits you. Do you have to pay tax on the value of he prize? In most cases, yes. Here’s what you have to know.
10 Monthly Bills That You Can Negotiate
We all want to reduce how much we spend on monthly bills. This article goes over 10 common monthly bills and how you can negotiate and reduce costs for each of the 10 expenses. It might take some time and you probably think you don't have much of a chance to succeed, but it really is possible to reduce common monthly expenses.
Apps That Pay You Money
Getting paid to use an app sounds too good to be true. It also has the feel of a scam. But there really are apps available that will pay you for using them. Learn more about how to get paid for doing things you do today, just via an app that pays you to use it.
Lump Sum vs. Annuity: A Guide to Massive Cash Payouts
So, you just won a huge cash prize! Now what do you do? There are big differences to taking the cash as a lump-sum payment vs. taking the cash over a long period of time. This article tries to share the benefits and risks of each choice.
How To Build $1,000 Emergency Fund
Having a cash reserve isn't easy-to-do, or a fun way to enjoy your hard earned money. Until it is. Things happen. When life throws you an unexpected curve-ball, you'll be happy you took the time and dedicated yourself to building the "just in case" reserve that gives you the ability to handle these expenses.
Tips To Save Money on Gasoline
There are several ways you can reduce your gasoline expenses and keep more money in your wallet. From shopping for best prices to changing the way you drive and maintaining your vehicle, there are several ways you can help yourself save money when fueling up.
How Most Big Cash Winners Lose Their Money
Several big cash winners have lost their winnings and faced financial difficulties not too long after the big win. Their mistakes serve as a lesson for future winners.
This article will walk you through what to-do and what not to-do , should you win a big cash jackpot.
Should You Get the Extended Warranty on Appliances?
Should you purchase an extended warranty when you buy a new appliance? It's another expense in the moment. Yet it can be vital if that appliance breaks down a few years later. This article weighs the pros and cons of each side so you can make a more informed decision.
How to Handle a Huge Financial Windfall
There is something freeing about winning a financial windfall. And overwhelming. Money is one of the most stressful things to manage in life and when you come into life-changing wealth, it can make many parts of life easier while complicating parts never anticipated. This article helps you think through what it would be like to have to manage life-changing wealth.
How To Make Money Renting Out Things You Already Own
Renting things you own and use infrequently is a great way to generate extra income. There are probably five or six things in your house that someone will gladly pay you to rent for a day or two, or even longer. Learn more about the opportunity to generate income from things that are already in your home.
The Best Apps That Pay You Real Cash (And What to Know Before You Start)
Yes, there really are ways to save money by doing what you do today. Several apps provide either cashback or rewards for doing things like buying groceries, gasoline or retail shopping. This article walks you through several options and ways you can make money while shopping or buying goods you already purchase today.
What I’d Do If I Won $1 Million Tomorrow
What would you do if you won $1 million tomorrow. Well what if we suggested that one of the best options would be to tell no one. Keep quiet. That's right. At least initially. We'll explain why in this article.
How To Turn A Hobby Into Extra Income
Everyone has hobbies. Everyone has things that they love to do and wish they could find a way to make money doing these things they love.
How to Cancel Any Subscription in 5 Minutes
In today's world, there are subscriptions for everything. And many of them you don't even know you're paying for each and every month.
Getting rid of subscriptions you no longer use is easier than you think. This article walks you through how to cancel unwanted subscriptions.
Side Hustles That Can Earn $500 A Month
Side hustles aren't new. There have always been ways to generate extra income. In today's world these are more and more of a necessity to help people feel and remain financially stable. This article provides an overview on ways you could earn and extra $500 a month.
How to Negotiate Your Internet Bill
These days, reliable internet service is not an option. It's a necessity. And it's expensive. This article gives you information and options on how to negotiate and lower your internet bill without it feeling like a Wild West standoff.
Sneaky Pricing Tricks Companies Use on You
Not every great deal is truly a great deal. Companies use a variety of ways to make an item's price more attractive to consumers. Knowing how to identify and understand these tricks can help you make better purchasing decisions and avoid overspending.
10 Weekend Gigs That Actually Pay Well
Looking to find ways to generate extra income? There are tons of ways to add money to your wallet on weekends. Some pay well without a long-term commitment and can quickly give you the extra income you're seeking to create.
The Credit Card Mistakes That Costs Americans Billions
Credit Card companies are always coming up with new and unique ways to create extra revenue. Most of us have made some mistakes that contribute to billions of dollars in wasted money. Learn more about how you can protect yourself.
The 15 Worst Bank Fees (And How to Avoid Them)
In case you're not aware, your bank may be charging you fees that you're not aware of. If you are not careful, the fees could add up while your balance goes down. Avoid learning the 'hard way' and know how to avoid costly fees.
5 Financial Decisions You’ll Regret in 10 Years
The best monetary advice you can give someone is to examine each financial decision you make in life so you don’t wake up ten years later with regrets and poor financial health. Learn more about 5 financial decisions you want to avoid so you don't regret them 10 years later.
The 7 Dumbest Fees Americans Pay Every Year
American consumers, collectively, throw away millions of dollars in fees each year. From cover charges to ATM fees to account maintenance fees and late charges, there's almost no end to the potential fees charged to you each month. Learn more about how to avoid these fees and keep more of your money in your own wallet.
The Hidden Subscriptions Draining Your Bank Account
Subscriptions have become part of everyday life. Streaming services, fitness apps, cloud storage, meal kits, software tools and on and on and on and on. We are asked to subscribe to almost everything and anything.
This is also because companies expect and hope we get lazy. The hope is that we won't see the charge and that you'll just continue to pay, largely out of sheer momentum. we get lax, we move on to something else.
These costs add up. Learn more about how to save yourself serious cash by paying attention to your subscriptions.
How To Cut Your Grocery Bill By AT LEAST 30%
The price of everything is going up. The amount of money you bring home probably isn't. And one thing you can't cut out is putting food on the table. So, stop overpaying for the food you need and the food you love. Be smart, know how to shop and save and follow the blueprint in this article.
10 Money Traps That Do Not Help Your Finances
Some financial decisions seem innocent or harmless. Over time they end up hurting your long term financial outlook. In this article we lay out 10 money traps to avoid or fix to help you secure a better long term financial outlook.
How To Save $5,000 For An Emergency Fund
Growing up, my parents always called it “saving for a rainy day”. No matter what you want to call it, it’s important to have money put away for the unexpected emergencies life tends to throw your way.
And, yes, it's possible. Even in times when money is tight.
With a little dedication and changing some habits you can get there and have the peace of mind to know you'll be ok when that rainy day arrives.
25 Ways to Save $100 This Month Without Feeling It
Times are tight. Things cost more. And more. And bills keep showing up just as income gets tighter.
You don't need another job to see more money at the end of each month, rather you just have to do things a little differently. From cooking at home to making your own coffee and even stocking up when things are on sale, this article shares 25 ways to save money every month.